If knowing how your customers or consumers are spending their money is an important part of your business/enterprise; or knowing how to get positive and long term financial behaviour change and better Financial Capability for your target market is important to your organisation.  Please get in touch below.

Because how do we really know how people spend their money? Often people don’t know themselves, and bank statement analysis is limited to merchant based coding (where they spent money and not on what) and to those clients that use electronic for all their spending.

If your current methodologies show savings, where the client isn’t saving, then chances are that is not a reflection of True Affordability     

We can bring together the best technology to analyse bank statements; provide more meaningful categorisation; have relevant conversations with your customer to identify any gaps, add in costs that fall outside of 90 days; and identify where easy gains can be made to get affordability.